We share in your client’s down payment.

You sell more homes.

See how Unison HomeBuyer helps your clients get to their perfect home faster.

Watch how it works 

See how Unison HomeBuyer helps your clients get to their perfect home faster.

Watch how it works 

Your clients are faced with an often overwhelming challenge—come up with a sizeable down payment or lose out.

With a home co-investment from Unison, they can increase their down payment—which means you can sell more homes. It’s not a loan, so there is no extra interest or monthly payments for your client.

Help your clients put 20% down

Unison HomeBuyer is a win-win, because with more down, you can:

  • Show your clients more homes
  • Present more competitive offers
  • Get clients off the fence
  • Make more sales

Working with us is easy. Simply refer your clients to Unison and we’ll help them with the down payment once they’re approved.

“A new way to clear the
down payment hurdle”


Unison has invented a smarter, better way to buy a home

With as little as 5% down from your clients, we’ll contribute the cash to increase their down payment to 20% for a share of the home’s appreciation.

Here’s how it works

  1. You refer clients to Unison
  2. Your clients pre-qualify quickly and get pre-approved for a mortgage2
  3. You help them shop for a home, and get their offer accepted3
  4. Your clients put 20% down with a Unison home co-investment

Learn about home co-investing

Like you, we think real estate is a great investment

We’ve co-invested in thousands of homes, worth a total of $2.85 billion.

Trevor in California, New Home Owner
“Our relationship with Unison lifted the ceiling on what we could afford and also gave us the ability to free up some cash.”
Jeff in California, New Home Owner
“Putting 20% down would have meant spending all of my savings and retirement. Unison HomeBuyer allowed me to have flexibility and security, both long and short term.”
Tom in San Francisco, Loan Officer
“Every single deal that I have closed [with Unison], Unison’s funds are always waiting in title before ours. Never once, in the 12 deals that I have done, have I been delayed.”

As featured in

Wall Street Journal
USA Today
Los Angeles Times



What is a home co-investment?

A home co-investment is a smart new financing alternative. We give buyers cash in exchange for a share in the future appreciation or depreciation of their home. Our funding comes from global investors, including pension funds and endowments, who want to make long-term investments in homes across the U.S. This money is not a loan, and there’s no extra debt, interest or monthly payments. We have no owner or occupancy rights—and we’re not on the deed or title.

What kinds of properties are eligible?

We invest in owner-occupied, primary residences such as single-family homes, townhouses, and condominiums. In some cases, we invest in second homes and multi-units. All we need is the address and we can make a decision about a property almost instantaneously.

Who would this program work best for?

  • First-time home buyers who want to exit the rental market
  • Buyers who want to live in better neighborhoods that are just out of their reach
  • Buyers who don’t have 20% cash on hand or would like to keep greater cash reserves
  • Your clients who have lost out on a home because someone else had a stronger offer

Which lenders do you work with?

Unison currently partners with the following lenders:

  • Guaranteed Rate
  • HomeBridge
  • HomeStreet Bank
  • Valley Bank
  • Goldwater Bank
  • LendUS
  • Supreme Lending
  • Guaranteed Rate Affinity
  • Paramount Residential Mortgage Group
  • Commerce Home Mortgage
  • Amerifirst Financial Inc
  • Bay Equity Home Loans
  • Land Home Financial Services

We are constantly building partnerships with new lenders. Please contact us at 1-800-330-9400 or info@unison.com to see if there is a qualified lender in your area.

Learn more

Watch our free on-demand webinar and see what our HomeBuyer Program can do for you and your clients.

Your clients have been searching for the right home. They shouldn’t have to search for the best way to buy it.

Talk with a Unison Account Executive. Call 1‑800‑315‑2137